For many years, companies and organisations around the world have come to rely on cyber insurance as a financial safety net. Should a company suffer an attack that impacts finances, they could claim on their cyber insurance policy. However, recent developments have left companies wondering about the extent of their protection. This comes as Lloyd’s of London, a popular insurer, has removed nation-state attacks from their coverage – with more exclusions on the way. This leaves many companies wondering what attacks are covered, and what aren’t. In a recent article, Julia O’Toole, CEO of MyCena Security Solutions, and Gerry, CEO of Observatory Strategic Management, discussed how password security and access control will be key to any future insurance claims. Should a company fail to provide the correct protections, they may not be covered.